FDIC Issues Alert on Fraudulent email
October 26, 2009
The Federal Deposit Insurance Corporation (FDIC) is alerting consumers to a fraudulent e-mail with appearance of being sent from the FDIC.
The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail informs recipients, "You have received this message because you are a holder of a FDIC-insured bank account. Recently the FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.” The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). Further, recipients are instructed to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”
The email is fraudulent, as is the Web site noted in the message. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to online banking services or to conduct identity theft. If you receive this email, please take protect yourself and do not follow the link or respond to the message in any way. The FDIC does not issue unsolicited e-mails to consumers.
To independently verify the information outlined above please visit the consumer alert section of the FDIC official website at www.FDIC.gov